When buying a home, it’s essential to find out whether there are any liens on the property.
A lien could mean that someone else has already claimed ownership of the property or that the owner owes money on the property and could be sold at auction.
Here’s how to find out if there is a property that has a lien on a property so you can make an informed decision before purchasing real estate.
Step 1. Search for Property Records Online
The first step to finding out if there is a lien on a property that has a lien is to search for property records online.
You can do this by going to your county’s website and searching for the owner’s name, address, or parcel number.
If you don’t know any of this information, you can try searching for the property address. Once you find the correct record, look for any mention of a lien.
If you see something that says lien recorded, there is a lien on the property.
Step 2. Call the Clerk’s Office of the County Where Property Is Located
The best way to find out if there is a lien on a property that has a lien is to call the Clerk’s Office of the county where the property is located.
The clerk will be able to tell you if there are any liens and how much they are for.
You can also ask for copies of the documents so that you can see for yourself what the liens are for.
Step 3. Visit the Courthouse in Person
The best way to find out if there is a lien on a property is to visit the courthouse in person. The clerk will be able to tell you if there are any liens against the property.
You will need to provide the clerk with the property has a lien address and the owner’s name. If there are liens against the property, you will be able to see them listed in the public records.
Step 4. Check with Other Officials
If you’re still unsure whether there are any liens on your property has a lien, your next step should be to check with other officials.
The first place you should look is the county recorder’s office. The recorder’s office will have a record of all the mortgages, tax liens, and judgments against the property.
You can also check with the county assessor’s office and the county treasurer’s office.
If you’re considering buying a property, it’s essential to do your due diligence and find out if there are any liens on the property.
A lien can be placed on a property that has a lien for unpaid taxes, repairs, or even judgments against the previous owner.
If you’re not sure how to check for liens, don’t worry it’s actually pretty simple. Just follow these steps and you’ll be in the clear.